Cashless Mediclaim & Cardiac TPA DeskEmpanelled Health Insurers, CGHS & ECHS · Yashoda Medicity
100% cashless pre-authorization, statutory NPPA stent pricing, CGHS/ECHS empanelment, and zero out-of-pocket surprises under Director of Cardiology Dr. Manish Aggarwal.
Life-Saving Primary Angioplasty is Never Delayed for Paperwork
Under Dr. Manish Aggarwal’s Golden Hour door-to-balloon protocol, cath lab intervention commences immediately upon emergency arrival. Our dedicated 24/7 TPA coordination desk secures provisional emergency cashless clearance within 60 minutes while the patient is being stabilized.
How Cashless Hospitalization Works at Yashoda Medicity
From initial admission advice to final bill settlement, our full-time insurance liaison team handles the entire pre-authorization process.
Admission Advice
Dr. Manish Aggarwal issues an official admission note detailing the clinical diagnosis, recommended procedure (e.g. CAG, PTCA, TAVR), and estimated hospital stay.
Document Submission
Provide your health insurance card, Aadhaar, PAN, and investigation reports to our dedicated TPA desk located inside the hospital lobby.
Pre-Auth Approval
Our team submits the digital pre-authorization request. Emergency approvals are cleared within 60 minutes; planned elective procedures in 2 to 4 hours.
Cashless Discharge
Upon procedure completion and clinical stabilization, the final hospital bill is settled directly by your insurer. You only settle non-medical consumables.
Leading Private Health Insurance Partners
Star Health & Allied Insurance
Cardiac Care & Comprehensive Health policies
Care Health Insurance (Religare)
Care Heart & critical illness policy coverage
HDFC ERGO General Insurance
Optima Restore & My:Health Medisure cashless desk
ICICI Lombard General Insurance
Complete hospitalization & day-care angio coverage
Niva Bupa (Max Bupa)
ReAssure & Health Companion cashless processing
Bajaj Allianz Health
Global Health & Health Guard cashless facility
Tata AIG General Insurance
MediCare & Critical Illness cashless clearance
Aditya Birla Health Insurance
Activ Health & Chronic Management policies
Empanelled Third-Party Administrators (TPAs)
Medi Assist TPA
Fastest digital pre-auth for corporate & retail policies
Paramount Health TPA
Dedicated institutional processing desk at Yashoda
MDIndia Healthcare Services
Wide coverage across PSU and corporate mediclaim
Heritage Health TPA
Specialized cashless processing for cardiac interventions
Family Health Plan (FHPL)
Integrated digital settlement for acute admissions
Vidal Health TPA
Smooth claim coordination for senior citizen policies
Raksha Health TPA
Comprehensive inpatient claim support
Government & Public Sector Panels (CGHS & ECHS)
CGHS (Central Govt Health Scheme)
Cashless cardiac procedures with official Wellness Centre referral
ECHS (Ex-Servicemen Contributory Scheme)
Honoring military veterans with zero out-of-pocket expenses
DGEHS (Delhi Govt Employees)
Cashless inpatient coverage for Delhi government employees
Northern Railway Medical Beneficiaries
Direct cashless referrals for railway employees and retirees
NTPC & BHEL Corporate Panels
Direct institutional billing for public sector enterprise staff
Are You a Central Government Pensioner or Defense Veteran?
Read our complete guide on CGHS/ECHS cashless admission, required dispensary forms, and emergency 24/7 admission without referral.
Procedure-Specific Cashless Coverage Rules
Coronary Angioplasty (PTCA)
Covered by 100% of retail and group policies. Drug-Eluting Stents (DES) are billed strictly according to statutory NPPA caps (₹38,265 + GST). Catheterization, IVUS imaging, and post-procedure ICU care are included up to your sum insured.
View Angioplasty Cost Breakdown →TAVI / TAVR Valve Replacement
Under the 2019 IRDAI Modern Treatment guidelines, percutaneous valve therapies are covered when surgery is deemed high risk (STS score > 4% or age > 65). Dr. Manish Aggarwal provides official Heart Team clinical scoring for smooth clearance.
View TAVR Valve Cost Guide →Coronary Angiography (CAG)
Radial angiography is covered under Daycare Procedures by all insurers without requiring a mandatory 24-hour hospitalization. Most patients arrive in the morning, undergo radial imaging, and are discharged within 3 hours.
View Angiography Cost Guide →Document Checklist for Hassle-Free Cashless Admission
To guarantee zero delays during admission, please ensure your family brings the following physical or digital documents to the Yashoda Medicity TPA desk:
- Original Patient Aadhaar Card & PAN Card
- Health Insurance E-Card / Physical Card / Policy Schedule with TPA ID
- Doctor’s Prescription & OPD Consultation Paper from Dr. Manish Aggarwal
- Diagnostic Film Reports (ECG, 2D Echo, Blood reports, or Angiogram CD)
- For CGHS/ECHS: Valid referral memo from respective wellness center / polyclinic
Check Your Cashless Eligibility Before Admission
Planning an elective angiography, stent placement, or valve repair? Send a photograph of your health insurance card over WhatsApp. Our hospital insurance coordinator will verify your room rent limit, co-payment clause, and cashless pre-approval timeline within 30 minutes.
Frequently Asked Insurance Questions
Is TAVI / TAVR valve replacement covered under cashless health insurance in India?
Yes. Under IRDAI guidelines, minimally invasive percutaneous procedures such as TAVI (Transcatheter Aortic Valve Replacement) are covered by leading private insurers when recommended for severe symptomatic aortic stenosis in patients who are geriatric or at elevated surgical risk. Yashoda Medicity's 24/7 TPA Desk assists with prior authorization scoring and clinical letters from Dr. Manish Aggarwal.
How fast is emergency cashless approval for Primary Angioplasty (heart attack)?
In acute cardiac emergencies (ST-Elevation Myocardial Infarction / Heart Attack), patient survival depends on minimizing Door-to-Balloon delay (<90 minutes). Life-saving catheterization is never delayed for paperwork. The emergency TPA Desk initiates provisional authorization immediately while preparing the cath lab, securing approval within 60 minutes.
Are CGHS and ECHS beneficiaries covered for cashless heart surgery and stenting at Yashoda Medicity?
Yes, Yashoda Medicity is fully empanelled for CGHS and ECHS beneficiaries. With a valid referral letter from your CGHS Wellness Centre or ECHS Polyclinic, admissions, angiography, angioplasty, and pacemaker implantations are processed 100% cashless at statutory government rates.
What if my cashless claim is initially queried or rejected?
Our hospital features a dedicated Medical Grievance & Escalation liaison. If an insurer raises queries regarding medical necessity, Dr. Manish Aggarwal personally provides angiographic film snapshots, pressure gradient measurements, and Heart Team clinical justifications to overturn unwarranted queries.
Consultation Booking
Request an Appointment
Same-week OPD appointments and structural heart case reviews available at Yashoda Medicity, Indirapuram.
Visit
Indirapuram, Ghaziabad, Uttar Pradesh (201014)
Call
OPD Hours
24/7 Emergency Response
Request an Appointment
Our clinical coordinator will review your case and confirm your OPD slot within one business day.
Recognized Insurance & Government Health Panels
Patients at Yashoda Medicity enjoy direct cashless admissions for planned and emergency cardiac procedures with dedicated on-site TPA coordinators.
Need cashless pre-authorization, TPA query assistance, or CGHS / ECHS details?
Explore 10+ approved TPAs, required document checklists, and 30-minute approval guidelines at Yashoda Medicity.